Your Vacation Ownership Homeowners Association

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As an interval owner with Island One Resorts or Club Navigo, you automatically become a member of the not-for-profit Homeowners Association (HOA) of your home resort.

Your Resort, Your Vote
For every annual interval week you own, you have one vote (biennial has half a vote) in the HOA. Your HOA meets annually when the membership votes on the budget, the election of the Board of Directors and any other issues as necessary.

In the Autumn of each year, you receive a notice of the Annual Meeting along with a proxy form to cast your vote. You can participate in the annual meeting by either attending it in person or conveniently casting your vote by proxy prior to the meeting.
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Maintenance & Tax Assessments
Your annual Maintenance and Tax Assessment (M&T) covers both the property taxes on your interval as well as the daily operating expenses and the replacement reserve funds to maintain the quality of your vacation resort for many years to come.

Your M&T is based upon the size and type of the vacation villa you own, including the number of bedrooms and interval week (time of year). All owners pay a portion of the common expenses for the entire resort, based upon the portion (i.e., size of unit) they own. These guidelines for calculating each owner's assessment are established are established and monitored by Florida state law.
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Billing Schedule
M&T Assessments are billed for the upcoming year (your November 2005 bill is for your 2006 year).

Island One Resorts Owners: November

Island One Resorts Biennial Owners: November. If you own a biennial as well as a full week interval, both weeks will be billed based upon the occupancy date of your full week.

Club Navigo Owners: New owners are billed M&T and Club dues approximately 60 to 90 days from their date of purchase for the first year of occupancy. After the first year, you will receive your bill approximately 60 days prior to the month in which your use begins.

Club Navigo Biennial Owners: Based on the schedule above for both biennial and Club owners,

Grace Period
Bills paid in full within 45 days from the date on the M&T Assessment will not incur late fees and interest charges.

You must pay your M&T. If you do not pay your M&T, aside from all late fees and interest charges accrued after the 45 day grace period, you will be "locked out" from the reservation system. Until your M&T is paid in full, you cannot make any reservations.
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Club Navigo Fee Schedule
Club Navigo membership fees of $139 are billed annually with your M&T. They include membership in Interval International; access to Galaxy Exchange Company; unlimited reservations in Club Navigo's reservation system; and Navigo Rewards membership.

The $139 membership fee is for the first vacation ownership interval you own. If you own more, your membership dues for your additional weeks are only $89 per interval. The dues for weeks you own beyond one week give you all the same benefits as your first week. This reduced multi-week fee covers the costs of as many reservations as it takes to use up your points. Your additional weeks are also assigned Club Navigo points that must be requested and confirmed.

Biennial owners are required to pay the annual Club Navigo dues. This maintains your membership in both Interval International and Club Navigo. Even though you can only use your biennial every other year, you have a great deal of flexibility in your travel plans every year.
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Vacation Interval Usage and Your M&T
Accounts must be in good standing in order to make reservations.

Your occupancy date is the first date that you may begin making reservations to use your interval. For annual ownership, this date is usually the first day of the month following your contract date. For biennial owners of single weeks, occupancy dates are always January 1, of the even or odd year, depending on ownership.

All maintenance and tax fees for the use year must be paid before reservations can be made. For example, to reserve a vacation today for July 2004, you must pre-pay your M&T before your reservations can be made. This helps to ensure the financial health and stability of your resort.
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Get a Jump Start on Next Year's M&T Payment!
Coming soon, please check back.
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Pay your Mortgage and/or your M&T online now!
Click here to send us your payment information via our secure server.
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Let Navigo Rewards Pay Your M&T Next Year
Coming soon - Learn how you can earn Navigo Rewards to pay your annual M&T!
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Contact Us
Need an answer not covered here? Click here to contact us via email and get your answer fast. Or, call us at 800-757-1867 or 407-812-6424, Monday - Friday, 8:00 to 5:00 Eastern Standard Time.
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